JDB This page summarizes the latest information on JDB Bank’s major fees and interest rates. The figures are based on the published values listed on the JDB Bank official website (jdbbank.com.la) and the official websites of partner branches as of May 21, 2026. Please be sure to confirm the actual terms and conditions with JDB Bank (or a partner branch) at the time of contract.
1. Account Opening Costs (Our Center’s Mail-Based Application Route)
| Item | Amount |
|---|---|
| Account Opening Fee | USD 500 |
| Initial Deposit (Minimum Deposit into Account) | USD 300 |
| Total (Initial Costs) | USD 800 |
2. Time Deposit Interest Rates (as of May 2026, annual rate)
The main interest rates for individual customers are as follows.
| Term | USD | THB | LAK (Keep) | CNY |
|---|---|---|---|---|
| 3 months | 2.00% | 2.00% | 3.16% | 1.20% |
| 6 months | 3.00% | 3.00% | 3.95% | 1.50% |
| 9 months | 4.50% | 4.50% | 4.77% | ― |
| 12 months | 6.00% | 6.00% | 10.00% | 4.00% |
| 18 months | 6.25% | 6.25% | 10.50% | ― |
| 24 months | 6.50% | 6.50% | 11.00% | 4.25% |
| 36 months | 7.25% | 6.75% | 11.25% | 4.50% |
| 48 months | 7.50% | 7.50% | 11.50% | 4.75% |
3. Foreign Exchange Rates (for reference)
JDB The exchange rates for major currencies posted at bank counters (May 21, 2026) are as follows.
| Currency | JDB Sell (LAK) | JDB Buy (LAK) |
|---|---|---|
| USD 1 | 21,772 | 22,025 |
| JPY 1 | 135.00 | 137.70 |
| EUR 1 | 23,955 | 24,435 |
| THB 1 | 675.56 | 687.04 |
| CNY 1 | 3,114 | 3,176 |
| SGD 1 | 14,930 | 15,676 |
| HKD 1 | 2,398 | 2,518 |
Source: JDB Bank official website foreign exchange rates (May 21, 2026)
Note: Holding and managing overseas accounts involves foreign exchange risk, country risk, and tax risk. There is no principal guarantee. Please consult a tax accountant or other professional regarding specific investment decisions and tax treatment.
Information on Account Opening Support for Laos JDB Bank
This site is an information portal in partnership with our center’s affiliated support desk, which provides assistance for opening JDB Bank accounts in Japan. We offer support in Japanese, covering everything from document preparation and local arrangements to tax considerations.
Consult for free about opening an account →
* Please note that our center provides information and document support regarding JDB Bank; we do not act as an agent or intermediary for banking operations (as defined by the Banking Act). Actual account opening is handled directly by JDB Bank (via our center’s application form).
