Laos JDB Bank VISA debit card

What is JDB Bank?

JDB Bank is the oldest and largest private bank in Laos.

JDB Bank, or Joint Development Bank, is the oldest and one of the largest private banks in Laos. Established in early October 1989 as a joint venture between Thai royal family enterprises and Laotian banks, it was later sold to Thai shareholders. Since the latter half of 2012, it has been owned by a Laotian conglomerate and has experienced rapid growth. Currently, JDB Bank operates approximately 48 branches across Laos and has hundreds of ATMs, making it one of the largest banks in the country. The bank regularly updates its financial status on its official website, with its holdings in legal currency recently exceeding 400 billion yen. As the country of Laos develops, the bank’s profits continue to rise significantly.

JDB Bank branches within Laos


JDB Bank is a leading financial institution in Laos

JDB Bank (Joint Development Bank) is currently gaining attention from wealthy individuals around the world, following the high economic growth rates of Thailand and Myanmar in Southeast Asia. Previously, countries like Vietnam and Cambodia were in the spotlight, but now Laos is emerging as a highly watched developing nation.

JDB Bank is the only bank in Laos offering online banking and mobile applications compatible with iOS and Android, leading as the largest international bank in the domestic market. The bank’s growth rate has been impressive, with a remarkable increase of 574% from 2012 to 2019, positioning it as a key driver in the financial sector of Laos.


OCTPASS wallet that integrates JDB Bank with cryptocurrencies

JDB Bank has integrated its banking services with cryptocurrency wallets, enabling seamless transactions with digital currencies. This integration allows customers to transfer, receive, and deposit cryptocurrencies such as Bitcoin (BTC) directly through their banking interface. Additionally, customers can convert BTC to USD and load the funds onto a VISA debit card linked to their JDB Bank account. This card can be used to withdraw cash from ATMs worldwide and to make payments at VISA-affiliated stores, as well as for various online transactions. This innovative step underscores JDB Bank’s commitment to adapting to modern financial technologies and meeting the evolving needs of its customers in Laos and beyond.

JDB Bank official YouTube channel

For international wire transfers to a JDB Bank account

For international wire transfers to a JDB Bank account, you will need the following banking details:

  • Bank Name: Joint Development Bank
  • Intermediary Bank Name (for USD Transfers): United Overseas Bank, Singapore
  • Intermediary Bank SWIFT: UOVBSGSG
  • Beneficiary Name: [Your Personal Name]
  • Beneficiary Account Number: [Your JDB Bank Account Number]

Ensure you have these details accurate to facilitate a smooth and secure international transaction.

JDB Bank Head Office Information

Official Website
Know your IBAN?IBAN Checker at
Bank branch:

Bsn Hatsadee, Chanthabouly District, Vientiane Capital, P.O. Box 3187

JDB Bank operating organization

The charm of JDB Bank

・You can open a bank account by mail from Japan.

・Issuance of cash cards with debit functions that can be used at ATMs in Japan and overseas

・Opening fee is only $500 + deposit $300 (total $800)

・You can deposit with BTC and charge your bank account or cash card with USD.

・There is no limit on the daily withdrawal amount of debit card.

・Equipped with online banking

・Laos is a non-CRS member country

OCTPASS Wallet for Cryptocurrency Transactions at JDB Bank

OCTPASSカード - 仮想通貨(暗号資産)デビット機能付き海外銀行口座開設

To exchange cryptocurrencies or open a bank account at JDB Bank, you must use the dedicated OCTPASS Wallet. Please click the “Sign Up” button below to register for a free membership.


Latest News

  • Decoding Cryptocurrency Rankings: Insights for Investors

    Unveiling the Latest in Cryptocurrency Rankings: A Guide for Savvy Investors In the ever-evolving world of digital finance, keeping up with cryptocurrency rankings is not just a matter of curiosity but a necessity for any astute investor. This dynamic landscape can shift dramatically with new technologies, regulatory changes, and market sentiments influencing the pecking order…