.jdb-gold-bar{display:inline-block;width:32px;height:2px;background:linear-gradient(90deg,var(--jdb-accent),var(--jdb-accent-2));vertical-align:middle;margin-right:.7em;transform:translateY(-2px)}.jdb-section-header{margin:0 0 3rem}.jdb-section-header--center{text-align:center}.jdb-section-header__kicker{font-size:.85rem;letter-spacing:.18em;text-transform:uppercase;color:var(--jdb-primary);font-weight:600;margin:0 0 .8rem}.jdb-section-header__title{font-size:clamp(1.6rem,3.2vw,2.4rem);line-height:1.4;font-weight:800;color:var(--jdb-charcoal);margin:0 0 .8rem;letter-spacing:.01em}.jdb-section-header__sub{color:var(--jdb-gray-700);margin:0}.jdb-on-dark{color:#fff!important}.jdb-on-dark .jdb-gold-bar{background:linear-gradient(90deg,var(--jdb-accent),var(--jdb-accent-2))}.jdb-hide-sp{display:none}@media (min-width:768px){.jdb-hide-sp{display:inline}}.jdb-hide-pc{display:inline}@media (min-width:768px){.jdb-hide-pc{display:none}}.jdb-hero-grand{position:relative;min-height:78vh;min-height:680px;display:flex;align-items:center;color:#fff;overflow:hidden;margin:-40px 0 0}.jdb-hero-grand__media{position:absolute;inset:0;z-index:0}.jdb-hero-grand__media img{width:100%;height:100%;object-fit:cover;object-position:center}.jdb-hero-grand__overlay{position:absolute;inset:0;background:linear-gradient(to right,rgba(10,61,98,.94) 0%,rgba(10,61,98,.78) 38%,rgba(10,61,98,.42) 68%,rgba(10,61,98,.28) 100%) , linear-gradient(to bottom,rgba(7,44,71,.35) 0%,rgba(7,44,71,.55) 100%)}.jdb-hero-grand__inner{position:relative;z-index:2;width:100%;padding:4rem 0}.jdb-hero-grand__kicker{font-size:.85rem;letter-spacing:.18em;color:var(--jdb-accent-2);font-weight:700;text-transform:uppercase;margin:0 0 1.4rem}.jdb-hero-grand__title{font-size:clamp(1.85rem,4.4vw,3.6rem);line-height:1.32;font-weight:800;margin:0 0 1.5rem;letter-spacing:.01em;text-shadow:0 2px 14px rgba(0,0,0,.35)}.jdb-hero-grand__rate{color:var(--jdb-accent);font-size:1.15em;letter-spacing:.02em;font-weight:900;text-shadow:0 2px 20px rgba(201,161,74,.45)}.jdb-hero-grand__lead{font-size:clamp(1rem,1.6vw,1.2rem);line-height:1.85;color:#e8f1f7;max-width:580px;margin:0 0 2rem}.jdb-hero-grand__cta{display:flex;flex-wrap:wrap;gap:1rem;margin:0 0 2rem}.jdb-hero-grand__note{font-size:.78rem;color:rgba(232,241,247,.7);max-width:680px;line-height:1.65}.jdb-btn-primary-xl,.jdb-btn-ghost-xl,.jdb-btn-gold-xl,.jdb-btn-ghost{display:inline-flex;align-items:center;gap:.6em;padding:1.05em 2.2em;border-radius:4px;text-decoration:none;font-weight:700;letter-spacing:.05em;transition:transform .15s ease , box-shadow .15s ease , background .15s ease;border:none;cursor:pointer}.jdb-btn-primary-xl{background:linear-gradient(180deg,var(--jdb-accent) 0%,var(--jdb-accent-2) 100%);color:#0a3d62;box-shadow:0 6px 18px rgba(201,161,74,.32) , inset 0 1px 0 rgba(255,255,255,.5);font-size:1.08rem}.jdb-btn-primary-xl:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(201,161,74,.42) , inset 0 1px 0 rgba(255,255,255,.5);color:#0a3d62}.jdb-btn-ghost-xl{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.7);font-size:1.04rem}.jdb-btn-ghost-xl:hover{background:#fff;color:var(--jdb-primary)}.jdb-btn-gold-xl{background:linear-gradient(180deg,var(--jdb-accent) 0%,var(--jdb-accent-2) 100%);color:#0a3d62;font-size:1.18rem;padding:1.2em 2.6em;box-shadow:0 10px 30px rgba(201,161,74,.45) , inset 0 1px 0 rgba(255,255,255,.5)}.jdb-btn-gold-xl:hover{transform:translateY(-2px);box-shadow:0 14px 36px rgba(201,161,74,.55);color:#0a3d62}.jdb-btn-ghost{background:transparent;color:var(--jdb-primary);border:1.5px solid var(--jdb-primary);padding:.85em 1.8em;font-size:.96rem}.jdb-btn-ghost:hover{background:var(--jdb-primary);color:#fff}.jdb-arrow{display:inline-block;transition:transform .15s ease}.jdb-btn-primary-xl:hover .jdb-arrow,.jdb-btn-gold-xl:hover .jdb-arrow{transform:translateX(4px)}.jdb-trust-bar{background:#fff;border-bottom:1px solid var(--jdb-gray-200);padding:1.4rem 0;box-shadow:0 2px 14px rgba(10,61,98,.05)}.jdb-trust-bar__list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:1.2rem 2rem;text-align:center}.jdb-trust-bar__list li{border-left:2px solid var(--jdb-accent);padding:.2rem 0 .2rem 1rem;text-align:left}.jdb-trust-bar__list strong{display:block;font-size:1.25rem;color:var(--jdb-primary);font-weight:800;letter-spacing:.01em}.jdb-trust-bar__list span{display:block;font-size:.78rem;color:var(--jdb-gray-700);margin-top:.2rem}.jdb-section{padding:6rem 0}@media (max-width:767px){.jdb-section{padding:3.5rem 0}}.jdb-section--white{background:#fff}.jdb-section--gray{background:#f6f8fb}.jdb-section--navy{background:linear-gradient(135deg,#0a3d62 0%,#0f5298 60%,#072c47 100%);color:#fff;position:relative;overflow:hidden}.jdb-section--navy::before{content:'';position:absolute;top:0;right:0;width:600px;height:600px;background:radial-gradient(circle,rgba(201,161,74,.18) 0%,transparent 60%);pointer-events:none}.jdb-feature-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:2.5rem}.jdb-feature{padding:2.5rem 2rem;background:#fff;border-top:3px solid var(--jdb-accent);box-shadow:0 4px 20px rgba(10,61,98,.06);transition:transform .2s ease , box-shadow .2s ease}.jdb-feature:hover{transform:translateY(-4px);box-shadow:0 12px 32px rgba(10,61,98,.12)}.jdb-feature__icon{color:var(--jdb-primary);width:56px;height:56px;margin-bottom:1.5rem}.jdb-feature__icon svg{width:100%;height:100%}.jdb-feature h3{font-size:1.25rem;color:var(--jdb-charcoal);margin:0 0 1rem;font-weight:700;line-height:1.4}.jdb-feature p{color:var(--jdb-gray-700);font-size:.96rem;line-height:1.85;margin:0 0 1.2rem}.jdb-feature__more{color:var(--jdb-primary);font-weight:700;text-decoration:none;font-size:.92rem;letter-spacing:.02em}.jdb-feature__more:hover{color:var(--jdb-accent)}.jdb-rate-compare{margin:2.5rem 0 1.5rem}.jdb-rate-row{display:grid;grid-template-columns:200px 1fr 140px;align-items:center;gap:1.2rem;padding:1rem 0;border-bottom:1px solid rgba(255,255,255,.12)}@media (max-width:767px){.jdb-rate-row{grid-template-columns:130px 1fr 100px;gap:.6rem;font-size:.9rem}}.jdb-rate-row__name{color:#e8f1f7;font-weight:500}.jdb-rate-row__bar{display:block;height:14px;background:linear-gradient(90deg,rgba(201,161,74,.28) 0%,rgba(201,161,74,.55) 100%);border-radius:2px}.jdb-rate-row--hero .jdb-rate-row__bar{background:linear-gradient(90deg,var(--jdb-accent) 0%,var(--jdb-accent-2) 100%);height:22px;box-shadow:0 0 24px rgba(201,161,74,.5)}.jdb-rate-row--hero .jdb-rate-row__name{color:#fff;font-weight:800;font-size:1.05em}.jdb-rate-row--hero .jdb-rate-row__value{color:var(--jdb-accent);font-weight:900;font-size:1.35em}.jdb-rate-row__value{color:#fff;font-weight:700;text-align:right}.jdb-rate-compare__note{font-size:.78rem;color:rgba(232,241,247,.65);max-width:780px;margin:1.5rem auto 0;text-align:center;line-height:1.7}.jdb-step-grid{list-style:none;padding:0;margin:0 0 2rem;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.5rem;counter-reset:step}.jdb-step{padding:2rem 1.5rem;background:#fff;border:1px solid var(--jdb-gray-200);border-radius:6px;position:relative;box-shadow:0 2px 10px rgba(10,61,98,.04)}.jdb-step__num{display:block;font-size:2.5rem;font-weight:900;font-family:Inter,sans-serif;color:var(--jdb-accent);line-height:1;margin-bottom:1rem;letter-spacing:-.02em}.jdb-step h3{font-size:1.1rem;color:var(--jdb-primary);margin:0 0 .8rem;font-weight:700}.jdb-step p{font-size:.9rem;color:var(--jdb-gray-700);line-height:1.75;margin:0}.jdb-step-cta{text-align:center;margin:2.5rem 0 1rem}.jdb-step-note{text-align:center;font-size:.85rem;color:var(--jdb-gray-700)}.jdb-split-section{display:grid;grid-template-columns:1fr 1fr;min-height:520px}@media (max-width:899px){.jdb-split-section{grid-template-columns:1fr}}.jdb-split-section--reverse .jdb-split-section__media{order:2}@media (max-width:899px){.jdb-split-section--reverse .jdb-split-section__media{order:0}}.jdb-split-section__media{position:relative;min-height:380px}.jdb-split-section__media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.jdb-split-section__body{background:#fff;display:flex;align-items:center;padding:4rem 3rem}.jdb-split-section__inner{max-width:520px;margin:0 auto}.jdb-split-section__title{font-size:clamp(1.5rem,2.6vw,2rem);color:var(--jdb-charcoal);font-weight:800;line-height:1.45;margin:0 0 1.3rem}.jdb-split-section__body p{color:var(--jdb-gray-700);font-size:1rem;line-height:1.95;margin:0 0 1.5rem}.jdb-check-list{list-style:none;padding:0;margin:0 0 1.5rem}.jdb-check-list li{position:relative;padding:.55em 0 .55em 2em;color:var(--jdb-charcoal);font-size:.96rem;border-bottom:1px dashed var(--jdb-gray-200)}.jdb-check-list li::before{content:'';position:absolute;left:0;top:.85em;width:18px;height:18px;background:var(--jdb-accent);border-radius:50%;box-shadow:inset 0 0 0 4px #fff , 0 0 0 1px var(--jdb-accent)}.jdb-check-list li::after{content:'';position:absolute;left:5px;top:1.1em;width:8px;height:5px;border-left:2px solid var(--jdb-accent);border-bottom:2px solid var(--jdb-accent);transform:rotate(-45deg);z-index:2}.jdb-keyvals{display:grid;grid-template-columns:120px 1fr;gap:.6em 1em;margin:0 0 1.5rem;font-size:.96rem}.jdb-keyvals dt{color:var(--jdb-primary);font-weight:700}.jdb-keyvals dd{color:var(--jdb-gray-700);margin:0}.jdb-card-link{display:block;padding:1.8rem;background:#fff;border-left:4px solid var(--jdb-accent);text-decoration:none;transition:all .2s ease;box-shadow:0 2px 10px rgba(10,61,98,.04)}.jdb-card-link:hover{transform:translateY(-3px);box-shadow:0 10px 24px rgba(10,61,98,.1);border-left-color:var(--jdb-primary)}.jdb-card-link h3{color:var(--jdb-primary);margin:0 0 .5rem;font-size:1.1rem;font-weight:700}.jdb-card-link p{color:var(--jdb-gray-700);margin:0;font-size:.9rem}.jdb-final-cta{background:linear-gradient(135deg,rgba(10,61,98,.92) 0%,rgba(15,82,152,.86) 50%,rgba(7,44,71,.94) 100%) , radial-gradient(ellipse at center,rgba(201,161,74,.15),transparent 60%);background-color:#0a3d62;color:#fff;padding:6rem 0;text-align:center;position:relative;overflow:hidden}.jdb-final-cta::before{content:'';position:absolute;top:0;left:50%;transform:translateX(-50%);width:80px;height:3px;background:linear-gradient(90deg,var(--jdb-accent),var(--jdb-accent-2))}.jdb-final-cta h2{font-size:clamp(1.7rem,3.5vw,2.6rem);font-weight:800;line-height:1.4;margin:0 0 1rem;color:#fff}.jdb-final-cta>.jdb-container>p{color:#e8f1f7;font-size:1.1rem;margin:0 0 2.5rem}.jdb-final-cta__note{color:rgba(232,241,247,.7)!important;font-size:.78rem!important;max-width:720px;margin:2rem auto 0!important;line-height:1.7}.jdb-site-header{background:#fff;border-bottom:1px solid var(--jdb-gray-200);box-shadow:0 1px 4px rgba(10,61,98,.04)}.jdb-site-header__title{color:var(--jdb-primary);font-weight:800;letter-spacing:.01em}.jdb-apply-cta{background:linear-gradient(135deg,#f6f8fb 0%,#e8f1f7 100%);border:none;border-top:4px solid var(--jdb-accent);padding:2.5rem;margin:3rem 0 2rem;box-shadow:0 4px 24px rgba(10,61,98,.08)}.jdb-apply-cta__brand{display:flex;align-items:center;gap:.7em;color:var(--jdb-primary);font-weight:700;margin-bottom:1rem;font-size:.95rem}.jdb-apply-cta__mark{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;background:linear-gradient(135deg,var(--jdb-primary),var(--jdb-primary-2));color:#fff;font-weight:900;font-size:1.1rem;border-radius:50%;box-shadow:0 4px 10px rgba(10,61,98,.3)}.jdb-apply-cta__headline{font-size:clamp(1.3rem,2.4vw,1.7rem);color:var(--jdb-charcoal);line-height:1.45;margin:0 0 1rem;font-weight:800}.jdb-apply-cta__hero{color:var(--jdb-primary);font-weight:900}.jdb-apply-cta__sub{color:var(--jdb-gray-700);line-height:1.85;margin:0 0 1.5rem}.jdb-apply-cta__features{list-style:none;padding:0;margin:0 0 1.8rem;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:.7em 1.5em}.jdb-apply-cta__features li{font-size:.92rem;color:var(--jdb-charcoal)}.jdb-apply-cta__btn{display:inline-block;padding:1.1em 2.4em;background:linear-gradient(180deg,var(--jdb-accent),var(--jdb-accent-2));color:#0a3d62!important;font-weight:800;font-size:1.05rem;border-radius:4px;text-decoration:none;box-shadow:0 6px 18px rgba(201,161,74,.32);transition:transform .15s ease , box-shadow .15s ease}.jdb-apply-cta__btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(201,161,74,.42)}.jdb-apply-cta__legal{font-size:.78rem;color:var(--jdb-gray-700);line-height:1.7;margin-top:1.5rem}.jdb-disclaimer{background:#fdfaf3;border-left:4px solid var(--jdb-warning);padding:1.2rem 1.5rem;margin:2rem 0;font-size:.88rem}.jdb-disclaimer p{margin:0 0 .5rem;color:var(--jdb-charcoal);font-weight:700}.jdb-disclaimer ul{margin:0;padding-left:1.4em;color:var(--jdb-gray-700)}.jdb-disclaimer li{line-height:1.75;margin:.3em 0}.jdb-lede{font-size:1.08rem;line-height:1.95;color:var(--jdb-charcoal);padding:1rem 1.2rem;background:#f6f8fb;border-left:3px solid var(--jdb-primary);margin:0 0 1.5rem;font-weight:500}.jdb-risk-note{background:#fdfaf3;border-left:3px solid var(--jdb-warning);padding:.9rem 1.2rem;margin:1.5rem 0;font-size:.88rem;color:var(--jdb-gray-700)}.jdb-risk-note p{margin:0}.jdb-inline-cta{background:linear-gradient(135deg,#f6f8fb 0%,#e8f1f7 100%)!important;border-left:6px solid var(--jdb-accent)!important;padding:2rem!important;margin:2.5rem 0!important;border-radius:4px;box-shadow:0 4px 18px rgba(10,61,98,.06)}.jdb-inline-cta p:first-child{color:var(--jdb-primary);font-size:1.1rem!important;margin-bottom:1rem!important}.jdb-inline-cta a[href="/register/"]{background:linear-gradient(180deg,var(--jdb-accent),var(--jdb-accent-2))!important;color:#0a3d62!important;padding:.9em 2em!important;font-weight:800!important;box-shadow:0 6px 18px rgba(201,161,74,.3);transition:transform .15s ease , box-shadow .15s ease}.jdb-inline-cta a[href="/register/"]:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(201,161,74,.42)}